Reinstatement Cost Assessments
A reinstatement cost assessment or reinstatement valuation ensures your property is insured for the correct amount in the event it needs to be rebuilt.
Our RICS certified surveyors provide accurate reinstatement valuations to help you arrange appropriate building insurance.
Check your property's insurance value
What Is a Reinstatement Cost Assessment?
A reinstatement cost assessment, also known as an insurance valuation or reinstatement valuation, calculates the cost of rebuilding a property from scratch following total loss, such as fire, flood, or structural failure. This includes demolition, debris removal, professional fees, and construction costs.
A RICS reinstatement cost assessment is carried out by a qualified reinstatement valuation surveyor and provides an independent figure used by insurers to determine the correct level of buildings insurance cover.
Why a Reinstatement Cost Assessment Is Important
Underinsuring a property can result in reduced insurance payouts, while over insuring may lead to unnecessarily high premiums. An accurate reinstatement valuation ensures your property is insured for the right amount, based on current construction costs and rebuilding requirements.
Our experienced building insurance surveyors provide impartial, RICS-compliant valuations that are accepted by insurers, managing agents, and property owners.
How Does the Process Work?
For some properties, a reinstatement cost assessment can be completed without a site visit, using existing plans and property information. However, in most cases, one of our RICS-certified surveyors will visit the property to ensure the assessment is as accurate as possible.
During the inspection, we assess the property’s size, construction type, materials, age, and any features that could affect rebuilding costs. Using this information, we prepare a clear RICS reinstatement cost assessment, confirming the cost to reinstate the property in the event of total loss.
The report can then be used to arrange or review your buildings insurance with confidence.
Contact us
To learn more and book your reinstatement valuation.
RICS-qualified and regulated professionals
Every valuer on our team holds RICS accreditation and carries years of experience in property assessment.
Local expertise nationwide
We have experts positioned across England with a deep knowledge of regional markets.
Fast and reliable service
Most valuations are completed within a few days. We move quickly without cutting corners.
Testimonials
What our clients say
Looking for a professional reinstatement cost assessment from a trusted RICS surveyor?
Looking for a professional reinstatement cost assessment from a trusted RICS surveyor?
FAQs
Reinstatement valuations are required by property owners, landlords, managing agents, and freeholders to ensure buildings insurance cover reflects the true cost of rebuilding.
No. A reinstatement valuation assesses the cost to rebuild the property, not its market value. The two figures can differ significantly.
It’s generally recommended to review reinstatement valuations every 3–5 years, or sooner if major alterations or extensions have been carried out.
Yes. Insurers typically rely on reinstatement valuations prepared by qualified, independent RICS surveyors as accurate and compliant assessments.